The Bank agrees to lend to the Borrower the amount of twenty-five million Euros, (EUR 25,000,000), as such amount may be converted from time to time through a Currency Conversion (“Loan”), to assist in financing the project described in Schedule 1 to this Agreement (“Project”).

The Borrower may withdraw the proceeds of the Loan in accordance with Section III of Schedule 2 to this Agreement.

The Front-end Fee is one quarter of one percent (0.25%) of the Loan amount.

The Commitment Charge is one quarter of one percent (0.25%) per annum on the Unwithdrawn Loan Balance.

The interest rate is the Reference Rate plus the Variable Spread or such rate as may apply following a Conversion; subject to Section 3.02(e) of the General Conditions.

The Payment Dates are May 15 and November 15 in each year.

The principal amount of the Loan shall be repaid in accordance with Schedule 3 to this Agreement.